Be Ready to Make Offers on Homes with Conviction!
Get Financed For Your Dream Home Today
We have the best home loan rates and financing options in the industry.
HOME LOAN AMOUNTS
up to $5M
FAST & EASY PROCESS
Only 7 Days
FLEXIBLE LOAN TERMS
15, 20, 30 YR
OUR SERVICES
Loan Programs and Products We Offer
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA HOME LOAN
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
USDA HOME LOAN
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
REVERSE MORTGAGE
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
HOMES FOR HEROES
The Homes for Heroes Program allows for homeownership for heroes in our community!
Loan Programs and Products We Offer
FHA HOME LOAN
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA HOME LOAN
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
USDA HOME LOAN
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
REVERSE MORTGAGE
The federal government guarantees HECM reverse mortgages and offers them as an option for homeowners who are 62 years old or
older. With this type of loan, you can take out money from your home without having to pay any monthly mortgage payments-just
interest on what's left!
HOMES FOR HEROES
The Homes for Hero Program allows for homeownership for heroes in our community!
ABOUT OUR COMPANY
What We Do
We are a full-service mortgage company based in Parker, CO. We specialize in All types of loan products, Conventional, FHA, VA, First Time Homebuyers, and USDA. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Programs We Offer
In terms of Purchase Loan programs, we offer the following: FHA, VA, USDA, HomePath, Jumbo, Conventional, and Jumbo.
Refinancing? We can help you with that, too!
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline , FHA Cash Out, FHA 203k, VA Streamline, USDA Streamline, Conventional, HELOC and Jumbo. What makes Nexa Mortgage unique is that we offer the following niche programs as well: Non-QM Loan, Bank Statement, Jumbos.
CONTACT US
Feel free to text or call...
HEAR FROM OUR AWESOME CLIENTS...
Kelly is the best ever!!!
Reached out to her mid June, opened Escrow beginning of July and we just recently closed 23 days after. With this being our first home purchase, we had no clue where to begin. Kelly educated us on the ENTIRE process from beginning to end and every interaction since has been swift and easy. She was so incredibly patient with us and made this experience stress-free. She worked day-in and day-out communicating with our Agent to work around numbers that would best fit our situation. When Kelly sets a goal with you, she does everything she can to make it happen. We just felt the most comfortable choosing Kelly as our lender and we HIGHLY recommend her to all our family and friends. There are not enough words to express our gratitude! Thank you Kelly and your team at Guaranteed Rate for all your hard work. Our home would not be possible without you!
Kristelle S
Google Review
Highly recommend working with Kelly!
Kelly is amazing! We came in contact with Kelly late in our journey of buying a house and we are so happy that we did! She was able to get us the best bang for our buck and helped navigate the whole process. She continues to help answer any questions that may arise & does so in a way that really makes you feel taken care of. Highly recommend working with Kelly!
Katie DiFiore
Google Review
HEAR FROM OUR AWESOME CLIENTS...
Reached out to her mid June, opened Escrow beginning of July and we just recently closed 23 days after. With this being our first home purchase, we had no clue where to begin. Kelly educated us on the ENTIRE process from beginning to end and every interaction since has been swift and easy. She was so incredibly patient with us and made this experience stress-free. She worked day-in and day-out communicating with our Agent to work around numbers that would best fit our situation. When Kelly sets a goal with you, she does everything she can to make it happen. We just felt the most comfortable choosing Kelly as our lender and we HIGHLY recommend her to all our family and friends. There are not enough words to express our gratitude! Thank you Kelly and your team at Guaranteed Rate for all your hard work. Our home would not be possible without you!
Kristelle S
Home Owner
Google Review
Kelly is amazing! We came in contact with Kelly late in our journey of buying a house and we are so happy that we did! She was able to get us the best bang for our buck and helped navigate the whole process. She continues to help answer any questions that may arise & does so in a way that really makes you feel taken care of. Highly recommend working with Kelly!
Katie DiFiore
Home Owner
Google Review
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
START THE PROCESS TO HOME OWNERSHIP
Fast & Easy Home Purchase Process
STEP 1
COMPLETE QUESTIONNARE
You will be taken to a questionnaire where you will be asked a series of questions that will start you toward your home buying joruney.
STEP 2
REVIEW YOUR HOME BUYING OPTIONS
We will discuss what your home buying desires are and determine the best program that will suite your needs.
STEP 3
PRE-APPROVAL
The pre-approval is an important step toward your home buying process. It focuses strictly on your basic factors. We will look at your paystubs, W-2's, bank statements, and credit report. This document tells REALTORS® that you meet the basic requirements for a home loan.
Meet Kelly
VP of Mortgage Lending at Guaranteed Rate. Kelly has been financing homes in the Greater Riverside, San Bernardino and Los Angeles area for 25 years.
Kelly Manderscheid
SVP of Mortgage Lending
Call 951-453-5231
Call 951-453-5231
Copyright © 2025 | Licensed In: AZ, CA, CO, FL, GA, IL, NV, OH, TN, TX, VA | Company NMLS: 2611 | NMLS # 273420
Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
Your Consent & Privacy: By providing your phone or email, you grant consent for Kelly Manderscheid to contact you, including via automated calls, texts, or pre-recorded messages. This applies even if your number is on a Do-Not-Call list. SMS/MMS may incur charges. You can revoke consent anytime.
Copyright ©2023 | Licensed In: AZ, CA, CO, FL, GA, IL, NV, OH, TN, TX, VA | Company NMLS: 2611 |
NMLS # 273420